Are Your Investment Loans Costing You $16,800/Year More Than They Should?
If you hold 2 or more properties, your banks are almost certainly charging loyalty tax — higher rates on every single loan. Find out in 60 seconds how much you could save by refinancing your portfolio.
Why multi-property investors should refinance now
Holding multiple properties means the cost of inaction is multiplied across every loan
Every property is costing you more
With 2+ loans, even a small rate gap compounds fast. Paying 1% too much across a $1.5M portfolio costs $15,000 a year.
Cashback offers up to $8,000 per property
Many lenders offer cashback incentives per loan. Refinancing a portfolio of 2–3 properties could net you significant upfront cash.
Your fixed rates are expiring
Investors often have multiple fixed terms expiring at different times. Now is the time to consolidate and renegotiate before reverting to higher rates.
Smarter loan structures for investors
Portfolio-level offset accounts, interest-only terms, and cross-collateralisation strategies that maximise your cash flow and tax position.
How it works
Three simple steps to discover your portfolio refinance savings
Enter your portfolio details
Tell us about your properties, loan balances, and rates in a quick 60-second form
See combined savings potential
Get an instant estimate of how much you could save across your entire portfolio — monthly and annually
Book your portfolio review
Schedule a free 15-minute session with a specialist who understands multi-property finance
How the Nguyen family saved $214,000 across two investment properties
"We had no idea how much we were losing by staying loyal to the same bank across both properties. The broker restructured our entire portfolio in under 3 weeks and saved us nearly $2k a month. Should have done this years ago."
What we check in a portfolio refinance review
A comprehensive review built for investors with 2 or more properties
DIY vs. using a specialist broker
Managing a multi-property refinance alone is complex and time-consuming
Trusted by property investors across Australia
We had 3 investment properties all sitting on rates well above 5%. The broker refinanced all three in parallel and we now save $1,700 a month combined. Incredible result.
Mark & Sarah T.
Melbourne, VIC
I had no idea my two loans were 1.2% above what I could get. Got $4,000 cashback on each property plus a rate I didn't think was possible. The service was completely hands-off for me.
Jason P.
Sydney, NSW
Our broker restructured all three loans to interest-only and found us lenders that actually understand investor tax positions. Saving $2,100 a month across the portfolio.
Linda & Tom R.
Brisbane, QLD
Frequently asked questions
Everything property investors need to know about refinancing a portfolio
Ready to see how much your portfolio could save?
Get your free multi-property estimate in under 60 seconds