Stop Overpaying Your Bank Every Single Month
Banks reserve their best rates for new customers — not loyal ones like you. If you haven't reviewed your loan in 2+ years, you could be overpaying by thousands every year without even realising it.
Takes 2 minutes. No credit check required.
Michael from Catapult Financial
"Banks don't call their existing customers to offer better rates — they save those for new customers. My job is to find you those rates and make sure you're not leaving money on the table every month."
Call me: 0401 723 226The uncomfortable truth
Your Bank Is Not Your Friend
They're counting on you not checking. Don't let them win.
The Loyalty Tax Is Real
Banks save their best rates for NEW customers. If you've been loyal for 2+ years, you're probably paying more than someone who just walked in off the street. That's not fair — but it's how they make money.
New Customers Get Better Deals
Banks advertise low rates to attract new customers — but existing customers rarely get offered the same deal. You could be stuck on a rate 0.5-1.5% higher than what's available to new borrowers right now.
Every Month You Wait Costs You
On a $500,000 loan, paying even 0.5% more than you should means $250/month going to your bank instead of your pocket. That's $3,000/year. How long have you been overpaying?
Refinancing Is Simpler Than You Think
Most people don't refinance because they think it's complicated. It's not. Michael handles the paperwork, compares 40+ lenders, and you keep making repayments — just less of them.
Simple process
Find Out in 2 Minutes
No paperwork. No commitment. Just answers.
Answer a few quick questions
Tell us about your property (or properties) and current loan in under 2 minutes. No documents needed yet.
Instantly see your potential savings
We'll show you what you could be saving every month — and every year. No waiting, no sales pitch.
Chat with Michael (if you want)
Michael will call to discuss your options and answer questions. Zero pressure — only proceed if it makes sense.
How the Nguyen Family Cut Their Repayments
A Sydney family with two investment properties — stuck on rates well above market
The situation:
The Nguyens had been loyal customers of their bank for 6 years. They assumed their rates were competitive. They weren't. Their loans had quietly drifted onto "revert rates" — the high default rates banks set when promotional periods end. They were overpaying by over $350/month and didn't even know it.
Their result:
Same loan amount. Same properties. Just a better deal.
Disclaimer: Individual results vary based on circumstances, loan features, and lender assessment. Rates shown are indicative only and subject to change. Fees and charges may apply. This example is for illustration purposes.
Are you overpaying like the Nguyens were?
Check Your Potential Savings NowFrequently Asked Questions
Common questions about refinancing your home loan
Important: The savings estimate is indicative only and does not constitute personal financial advice. Actual outcomes depend on your individual circumstances, credit assessment, and lender approval. Refinancing may involve fees including discharge fees, application fees, valuation costs, and government charges. Break costs may apply if you exit a fixed rate loan early. Catapult Financial Services is a Credit Representative (Credit Representative Number 552058) of BLSSA Pty Ltd (Australian Credit Licence 391237). Please consider whether refinancing is appropriate for your situation before proceeding.
Stop Wondering. Start Saving.
Every month you don't check is money going straight to your bank. Find out in 2 minutes if you're overpaying — it's completely free.
Or call Michael: 0401 723 226